Employment Gaps: Why the Government is Digging Into Your "Time Off"

A legal guide to explaining employment gaps and terminations on a security clearance application under Guideline E and F.



On a standard resume, an employment gap is a minor hurdle. On an SF-86 (e-App), an employment gap is a potential investigation trigger. In 2026, federal adjudicators look at gaps through the lens of Guideline E (Personal Conduct) and Guideline F (Financial Considerations) to determine if you are hiding something—or if you are financially desperate.

The Danger of the "Hidden" Termination

The most common mistake applicants make is trying to bridge a gap by stretching dates to hide a firing. Do not do this. > * Guideline E (Personal Conduct): If an investigator discovers you were fired for cause (theft, misconduct, security violations) and you listed it as a "layoff" or omitted the employer entirely, you face an almost certain denial based on a lack of candor.

Continuous Vetting: Automated systems now cross-reference payroll and tax data. Discrepancies in employment dates are flagged instantly.

Guideline F: How Did You Pay Your Bills?

A gap in employment often leads to a "Financial Subject Interview." Adjudicators want to know:

Were you relying on illegal income?
Did you fall behind on taxes or debt during this period?
Does the gap suggest a pattern of instability that makes you a security risk?

Framing the Gap: The Professional Defense

Having a gap is not a disqualifier; failing to explain it legally is. Whether your gap was due to a sabbatical, family care, a medical issue, or a period of job seeking, it must be presented as a period of stability and responsibility. ---

If you require assistance with your security clearance, get in touch with the Security CLearance Professionals. You can reach us via phone at (904) 884-5891 or email at asya@securityclearancepro.com.

Is a past employer a threat to your clearance?

If you were terminated for cause or have a significant gap you can't easily explain, your SF-86 is a legal minefield.


We help you draft "Comments" and "Additional Information" sections that satisfy the investigator's concerns while minimizing the risk of a Statement of Reasons (SOR).

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